See How Our Credit Approval Works



It can seem like auto financing and credit approval is magic or rocket science when all you see is an “approved” or a “denied” and nothing that goes on behind the scenes. We put everything up front for you and make sure that drivers can find car financing near the Quad Cities regardless of credit background. Read on to find out why Moline, Davenport, Debuke, Rock Island, and Coal Valley residents choose Bastian’s Auto & Credit Outlet when they need auto financing they can trust.

Bad Credit, No Credit, Bankruptcy – No Restrictions

We know that if you have bad credit or no credit, you’re already worried about qualifying for an auto loan, and if you have a past bankruptcy, you might think it’s impossible to qualify. Here’s what you need to drive away from us behind the wheel of a car, regardless of your history:

  1. Proof of Income (bank statement or paystub)
  2. Proof of Residence (Utility bill or mailed bank statement)
  3. Personal References (with name, address, and phone number)
  4. Proof of Auto Insurance

With these four items, we can offer guaranteed credit approval on car financing for Quad Cities drivers, including those in Davenport, Debuke, Rock Island, Moline, and Coal Valley.

Improve Your Credit with an Auto Loan

Believe it or not, the very auto loan you’ve been trying to get can, and will, improve your credit score and make you more eligible for credit. If you make your loan payments on time, you can see an increase of as much as 100 points over 24 months.

  • Benefits of a good credit score include:
  • Higher purchasing power
  • Qualifying for major credit cards
  • Low interest rates on future loans
  • Low interest mortgage rates

We have payment options that can make it even easier to afford a new car, including weekly, bi-weekly, and monthly schedules with automatic withdrawal so you never have to worry about forgetting a payment.

It’s easy to get started on a new auto loan, too. Just fill out our secure online application and one of our finance experts will be in touch.

Learn More from Bastian’s Auto & Credit Outlet

Do you have questions about how our credit application and approval process works? We want to help. Contact us online or call our credit hotline at 309-799-3350 with any questions. You can also feel free to visit us at 106 E 1st Ave in Coal Valley, IL six days a week. Finding trustworthy car financing for the Quad Cities – including Davenport, Moline, Rock Island, Debuke, and Coal Valley – has never been easier.

EZ Credit Approval